TERMS & CONDITIONS

GENIUS FUNDING SOLUTIONS

Last Updated: March16,2026.

These Terms and Conditions (“Terms”) govern your access to and use of the Genius Funding Solutions website and services. By accessing this website or submitting an application through our platform, you agree to these Terms.

If you do not agree with these Terms, you should not use this website or submit an application.

1. ABOUT GENIUS FUNDING SOLUTIONS

Genius Funding Solutions is a business funding brokerage that connects business owners with third-party lending institutions, funding providers, and financial partners.

We do not directly provide loans, merchant cash advances, or other financial products. Instead, we help match applicants with potential lenders within our network.

All funding decisions, underwriting, approvals, and final terms are determined solely by the third-party funding providers.

2. ELIGIBILITY

By using this website or submitting an application, you represent that:

• You are at least 18 years old

• You are authorized to act on behalf of the business applying for funding

• All information provided is truthful, accurate, and complete

• You have the authority to submit financial information for the business

Submitting false, misleading, or fraudulent information may result in rejection of your application and potential legal consequences.

3. APPLICATION PROCESS

When submitting an application through our website, you may be asked to provide:

• Business information

• Owner information

• Financial data

• Bank statements

• Identification documents

• Credit information

• Existing financing details

This information is used to evaluate your eligibility for funding and to match you with potential lenders.

Submitting an application does not guarantee funding approval.

Funding offers, if any, will be provided directly by third-party lenders.

4. BROKERAGE DISCLOSURE

Genius Funding Solutions operates as an independent funding brokerage.

If your business successfully obtains financing through a lender introduced by Genius Funding Solutions, brokerage compensation may apply.

Any brokerage fee, if applicable, will be disclosed and agreed upon prior to the finalization of funding.

Applicants are under no obligation to accept any funding offer presented.

5. NO GUARANTEE OF FUNDING

Genius Funding Solutions does not guarantee:

• Approval for funding

• Specific funding amounts

• Interest rates or repayment terms

• Speed of approval or funding

All approvals are subject to the underwriting policies of the funding provider.

6. THIRD-PARTY LENDERS

By submitting an application, you authorize Genius Funding Solutions to share your information with third-party funding partners for the purpose of evaluating funding opportunities.

These lenders operate independently and have their own terms, policies, and underwriting requirements.

Genius Funding Solutions is not responsible for the actions, services, or decisions of any lender.

7. CONSENT TO VERIFY INFORMATION

By submitting an application, you authorize Genius Funding Solutions and its partners to:

• Verify the information provided

• Conduct background checks where necessary

• Review business financial information

• Obtain credit reports where applicable

• Contact banks or financial institutions for verification

This authorization may remain in effect for the duration of your application review process.

8. ELECTRONIC CONSENT

By submitting an application through the website, you agree that:

• Electronic signatures are legally binding

• Digital submission of information constitutes consent

• Electronic records may be used in place of physical documents

Your submission may be recorded with time stamps and IP addresses to verify consent.

9. COMMUNICATION CONSENT

By submitting your information, you consent to receiving communications from Genius Funding Solutions including:

• Phone calls

• Emails

• SMS messages

• Application updates

• Funding opportunities

You may opt out of communications at any time by contacting us.

10. DATA SECURITY

We take reasonable precautions to protect the confidentiality of your information.

However, no electronic system can guarantee absolute security.

By using this website, you acknowledge that data transmission over the internet carries inherent risks.

11. LIMITATION OF LIABILITY

Genius Funding Solutions shall not be liable for any damages resulting from:

• Denial of funding

• Funding terms offered by third-party lenders

• Delays in funding approvals

• Errors or interruptions on the website

Our role is limited to facilitating introductions between businesses and potential funding providers.

12. WEBSITE USE

You agree not to:

• Attempt unauthorized access to the website

• Upload malicious software

• Submit fraudulent applications

• Interfere with the operation of the platform

Violation may result in termination of access.

13. INTELLECTUAL PROPERTY

All website content including:

• Text

• Design

• Branding

• Logos

• Graphics

are the property of Genius Funding Solutions and may not be copied or reproduced without permission.

14. CHANGES TO TERMS

Genius Funding Solutions may update these Terms at any time.

Updated Terms will be posted on this website and will become effective immediately upon publication.

15. GOVERNING LAW

These Terms are governed by the laws of the Province of Quebec and the laws of Canada applicable therein.

Any disputes arising from the use of this website will be subject to the jurisdiction of Quebec courts.

16. CONTACT INFORMATION

Genius Funding Solutions

1235 Notre-Dame St W Unit #125 Montreal, QC H3C 0B1

Email: info@geniusfundingsolutions.com

Phone:(438) 259-6863

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